Fintech
Legacy Modernization
Solution Architecture
AWS

Scaling a Fintech SaaS Platform with AWS Serverless Architecture

From legacy constraints to scalable cloud infrastructure
Project Overview

About the Client

The client offers B2B payment processing and transaction management services. As client demand increased, their legacy platform struggled with slow performance, high maintenance costs, and limited ability to scale. These constraints began to threaten onboarding capacity and user trust — forcing a strategic rethink of their technical architecture.

A Mid-Sized Payment SaaS Provider

Based in Delaware, USA

Strategic Need for Infrastructure Overhaul

The company’s monolithic infrastructure created critical bottlenecks across the platform — affecting everything from response time to release velocity. As transaction volumes spiked, performance degradation and instability became more frequent. Every new feature shipped carried the risk of breaking something downstream.

Inspirit was brought in to lead a legacy system modernization, with a focus on delivering a cloud-native, scalable architecture that would support business growth while improving system reliability and cost-efficiency.

Two major challenges emerged during the project

Legacy system complexity

The platform's tightly coupled monolithic structure made it difficult to isolate services without introducing risk. Refactoring required careful sequencing to preserve functionality, prevent regressions, and maintain transaction continuity during migration.

Legacy system complexity

The platform's tightly coupled monolithic structure made it difficult to isolate services without introducing risk. Refactoring required careful sequencing to preserve functionality, prevent regressions, and maintain transaction continuity during migration.

Rebuilding with AWS Serverless and Microservices

To meet these challenges, we leveraged event-driven patterns, implemented real-time monitoring, and designed with fault isolation from day one.

We re-architected the platform using a modern AWS serverless architecture designed specifically for fintech infrastructure that needs to scale rapidly and perform under load. Key components included:

  • AWS ECS Fargate to enable scalable, container-based compute with zero server management overhead
  • AWS Lambda to break core logic into lightweight, event-triggered microservices
  • Amazon Aurora (PostgreSQL) and AWS RDS to resolve performance constraints and support high-volume relational data
  • AWS SQS and SNS for reliable messaging and asynchronous, fault-tolerant service communication

Together, these services enabled a cost-optimized, high-availability system that positioned the client to scale seamlessly.

Diagram of a serverless AWS architecture with Lambda, Aurora Serverless, and VPC endpoints.
The Process

Development and Implementation Steps

Backend Containerization

We migrated services from the legacy backend to AWS ECS Fargate, enabling scalable, containerized compute with minimal operational overhead.

AWS Lambda Microservices

Core logic was refactored into modular AWS Lambda functions to support a serverless, event-driven architecture and reduce deployment risk.

PostgreSQL Migration

We re-architected and migrated the relational database to Amazon Aurora (PostgreSQL), improving performance and enabling high-throughput transaction support.

Reliable Communication

AWS SQS and SNS were integrated to ensure secure, asynchronous communication between microservices — boosting resilience and failover capacity.

CI/CD for Feature Velocity

We implemented continuous integration and deployment pipelines, enabling safer rollouts and faster iteration cycles across the platform.

Results & Impact

Accelerated Feature Delivery

Platform iteration cycles improved by ~40%, enabling faster release velocity.

Cost Optimization

Cloud-native services and usage-based billing cut operational costs by over 30%.

10x Transaction Handling

System now supports 10x the transaction volume with zero downtime.

Performance Under Load

High stability and reliability under sustained traffic spikes.

Stronger Market Traction

The new serverless architecture supported onboarding customers at scale.

Conclusion

By re-engineering the client’s fintech platform using AWS-native, serverless technologies, Inspirit delivered a foundation for sustainable growth and long-term efficiency. The shift from monolith to microservices reduced technical debt, enabled modular development, and ensured that future features could be delivered quickly and safely. Our collaboration continues as we support further optimization, feature delivery, and infrastructure evolution.

Tools & Technologies

Amazon Web Services
AWS Fargate
AWS RDS and Aurora
AWS Lambda
AWS SQS
AWS SNS
Amazon Web Services
AWS Fargate
AWS RDS and Aurora
AWS Lambda
AWS SQS
AWS SNS
Amazon Web Services
AWS Fargate
AWS RDS and Aurora
AWS Lambda
AWS SQS
AWS SNS

“The team was fantastic, and their communication was spot on.”

Jane Doe
Head of Marketing